For fifteen years inside two national banks I read owners' financials and tax returns on acquisitions, SBA loans, equipment financing and lines of credit, then told them honestly whether the numbers would hold up before the request ever went forward. Now I do that reading for the owner, with no bank behind me. Pick where you are.
"I'm about to wire a life-changing amount for a business a stranger built, and I can't tell if the numbers are real."
An independent read on the seller's earnings, the asking price, and whether it still works after debt service, in five days, for a fraction of a certified QoE.
Deal Financial Review → The first two years"The P&L says I made $47,200 and there's $8,340 in the account. I don't know which one is true."
Ninety days to see inside the numbers you inherited, real cash cycle, which work actually makes money, and whether the debt service holds.
The First 90 Days → Before you list"I want to sell in a year or two, and I have no idea whether anyone will pay what I think it's worth."
The same analysis buyers run, aimed at you first, recast earnings, the red flags they'll raise, and what to fix while there's still time.
Sale Readiness Review →Buying, owning, and selling look like different problems. They're the same one at different points on the same arc: someone is about to judge this business on its numbers, and the owner doesn't know what they'll conclude.
A buyer's numbers are tested by a lender. A new owner has to manage a debt payment that arrives every month regardless of what the books say. A seller's numbers will be tested independently by a buyer and their advisers. In every case the numbers matter, and seeing the questions early gives you time to respond.
That's the whole firm. Not bookkeeping, not tax, not a certified valuation, and not a loan. Just an honest read of what the numbers say, from someone who spent years learning exactly where they stop holding up.
Different professionals bring different responsibilities to a business transition. Lenders evaluate credit. Brokers market and structure transactions. CPAs and bookkeepers handle accounting and tax. Attorneys handle the legal work. Each of them is doing a job the deal genuinely needs. Praxis Profit adds one more perspective: an independent read on what the numbers actually support, before a major decision gets made. I work alongside your lender, broker, CPA, attorney and bookkeeper. I don't replace any of them.
No transaction-based compensation. No commissions, listing fees, lender fees, success fees, referral fees, or percentage of any deal.
No loans, no software, no financial products, no referral fees. The recommendation is the product.
You know the number before the work starts. No hourly meter, no surprise invoice.
You work with me. No junior associate, no handoff after the sales call.
Fifteen years in business and commercial banking, with hundreds of acquisition, SBA, and commercial files reviewed. Today I use that experience to help business owners understand what their numbers support before a major decision.
Twenty minutes, confidential, no charge. If I'm not the right person for it, I'll tell you who is, and that's usually worth the call on its own.